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Tech Giants vs Banks. Who will be the Winner?

UK watchdog says Big Tech pose biggest threat to banks. Amazon, Google and other Big Tech companies could compete with banks in basic products and undermine their ability to offer free accounts, Britain's financial watchdog said. The Financial Conduct Authority published its final report on its study of retail banking business models; saying new payments...
cashless cardless banking
InBlog Post

Cashless, Cardless, Contactless Banking

Change is the only constant thing in this world. And money is the best example to illustrate this. From the time goods were exchanged called Barter Exchange to Metal Money like copper, bronze or gold to Paper Money, the form of money kept on evolving with human evolution and human needs. In the recent history,...
InBlog Post

NeoBanks: A New Wave of Growth Disrupting the Banks

Innovation, technological disruption and wave of digital transformation have hit the banking and financial industry very severely after a decade old financial crisis. According to Gartner by 2030, 80% of heritage financial services firms will go out of business, become commoditized or exist only formally but not competing effectively. The analyst says these firms will...
Innovation labs
InBlog Post

Innovation: Be Bold, Be Agile, But Build Trust

What’s the one word comes to your mind when you hear: Innovation? Change. Change means transformation, revolution, new product, novelty, unconventionality, a shakedown etc. etc. That’s the perception we have about innovation (mainly technological innovation). But is the CHANGE easy to conceive or develop or implement? No, not at all. Change is the most resistive...
Fujitsu
InCase Stories

Fujitsu: Digital Transformation Centers

Fujitsu is undergoing a massive restructuring with artificial intelligence a top priority, bringing it up against the likes of Amazon, Apple and Google in the race for advancements and market share as the Japanese technology company opens a new subsidiary to develop AI. Fujitsu Intelligence Technology opened this month in Vancouver with an initial capital...
BBVA-BNP-Paribas MUFG
InBlog Post

BBVA used Blockchain to facilitate Syndicate Loan

BBVA used a private blockchain network to arrange a $150m syndicated loan for Red Eléctrica de España, the Spanish grid operator, with co-lenders MUFG of Japan and BNP Paribas of France. Legal advisers Linklaters and Herbert Smith Freehills also had access to the system which allowed all parties to exchange information instantly. The information was...
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