Category: Blog Post

Retail Banking
InBlog Post

TOP 5 Trends in Retail Banking in 2020

Considering the fast paced technological advancements and highly demanding customer’s behavior, my prediction for the TOP 5 Trends in Retail Banking in 2020 would be: 1. TechGiants emerge as a big challenge to existing banking business. TechGiants to watch in 2020 are a. Apple Pay b. Uber Money c. Amazon d. Facebook Libra e. Ant…
Transform Partner 9th Anniversary
InBlog Post

Celebrating Our 9th Anniversary

At Transform Partner, we are celebrating the 9th anniversary, just a year more to complete the decade of transformation and learning. In the November 2010, I took the bold step to begin the new journey and setup the consultancy to partner with clients in their digital transformation journey. Nine years and we are stronger, more…
skill expertise DX talent
InBlog Post

DX: Filling the Skill Gap is the Toughest Job

Digital Transformation: Filling the skill gap is the toughest job. Most of the leaders delegating the digital transformation find it very difficult to get the right talent and right skilled people to execute their transformation plans. The question before them is whether to look outside for the right talent with right skills or find, nurture…
digital disruption 2020
InBlog Post

6 Tips for Surviving Digital Disruption in 2020

Too risky not to prepare: 6 tips for surviving digital disruption in 2020 “Success in 2020 means increasing the preparedness of both the IT organization and the enterprise to withstand impending business disruption by planning for it ahead of time.” The honeymoon for digital transformation is over. 40% CIOs claim to have reached scale for…
Digital India
InBlog Post

Digital Accelerator Hubs in India

To accelerate the #digitaltransformation in India especially among the SMEs, Digital Accelerator Hubs (DAH) should be setup in every zone especially where industrial corridors are quite prominent. The primarily focus of the DAH should be: 1. To educate and train the leadership of the SMEs on the latest digital transformation 2. To provide access to…
tech giants banks
InBlog Post

Tech Giants vs Banks. Who will be the Winner?

UK watchdog says Big Tech pose biggest threat to banks. Amazon, Google and other Big Tech companies could compete with banks in basic products and undermine their ability to offer free accounts, Britain’s financial watchdog said. The Financial Conduct Authority published its final report on its study of retail banking business models; saying new payments…
cashless cardless banking
InBlog Post

Cashless, Cardless, Contactless Banking

Change is the only constant thing in this world. And money is the best example to illustrate this. From the time goods were exchanged called Barter Exchange to Metal Money like copper, bronze or gold to Paper Money, the form of money kept on evolving with human evolution and human needs. In the recent history,…
InBlog Post

NeoBanks: A New Wave of Growth Disrupting the Banks

Innovation, technological disruption and wave of digital transformation have hit the banking and financial industry very severely after a decade old financial crisis. According to Gartner by 2030, 80% of heritage financial services firms will go out of business, become commoditized or exist only formally but not competing effectively. The analyst says these firms will…